Need an appraisal in Thompson Falls or Sanders County?

Here are the top 7 reasons why Montana homeowners call on Grizzly Appraising:

Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
Challenge Sanders County's assessment of your property value
To reduce a mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
To settle an estate in Sanders county or Montana by determining the true market value of the real estate in question


	Own a house in or near Thompson Falls, Montana and need help deciding the value of it? Contact Grizzly Appraising.

We at Grizzly Appraising understand the unique needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Grizzly Appraising will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value opinion than yours.

Challenging a property tax assessment

If you live in a local area that is going down or not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting an appraisal from Grizzly Appraising is your chief weapon when challenging your property tax assessment.

Appraisals to remove PMI

A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We're experienced in helping clients just like you abolish unwanted PMI insurance.

Was your HELOC recently frozen?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be difficult and inconvenient from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. Grizzly Appraising can provide you with a professional appraisal to help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would like to have an expert double-check it for efficiency or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Grizzly Appraising offers field reviews where we'll go out and check the subject and comparables. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home.